Vehicle Values
Vehicle Values
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Collector vehicles are a great investment for many owners. But like many investments, values can fluctuate. Unlike standard auto insurance policies that may use depreciated vehicle values during a claim, OpenRoad's Agreed Value Coverage takes into account factors such as the vehicle's rarity, condition, and historical significance. When signing up with OpenRoad, we work with you to set an agreed upon value for the insured vehicle to ensure that you'll receive the right value in the event of a covered loss like from theft, an accident, or other damage.
What's My Vehicle Worth?
OpenRoad has partnered with CLASSIC.COM to help you assess your vehicle's value. Their industry-leading price database tracks comparable sales from around the world in real time, so you can follow the market trends for the classic or exotic vehicle that you have... or want.
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Agreed Value Coverage
Insuring your ride for what it’s really worth. Coverage for your vehicle based on a predetermined value that takes into account the vehicle’s rarity, condition, and historical significance.
Shop of Choice & OEM Parts
OpenRoad ensures repairs are done right. Enjoy zero deductible windshield replacements as well as repairs performed with OEM parts and at the shop of your choice.
Roadside Reimbursement
Reimbursement for emergency services like towing, lockout support, and evacuation expenses. You can hit the road with confidence knowing you're protected.
Spare Parts & Tools Coverage
Our base policy includes coverage for loss or damages to spare parts as well as for your car cover or car bra from theft, vandalism, or a covered accident.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
Collision Coverage
Covers damage to your vehicle due to a collision with another object, such as another car, a tree, or a guardrail, regardless of who is at fault.
Uninsured & Underinsured
Protects you if you're in an accident with a driver who does not have insurance, or when the at-fault driver has insufficient insurance to cover damages.
Comprehensive Damage
Covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or falling objects.
Personal Injury Coverage
Auto Personal Injury Protection is insurance that pays for medical expenses and, in some cases, other costs resulting from a car accident.