How To Protect Your Classic Car or Truck From Natural Disasters Like Floods & Wildfires
When a natural disaster looms, OpenRoad supports owners who leave the danger zone with their classic car in tow.
In the past two decades, extreme weather events have become more common in the U.S. Wildfires have decimated towns in the West, hurricanes and superstorms have flooded states up the Eastern Seaboard and across the South, and Tornado Alley has expanded from the Great Plains into the Midwest. OpenRoad Insurance recognizes the increased threat to you and your property and wants to help. That’s why every policy has evacuation expense coverage: When Mother Nature is on the warpath, you can get your classic car out of the way without worrying about the cost.
OpenRoad Covers the Cost of Weather-Related Vehicle Relocation and Storage Needs
OpenRoad’s evacuation expense coverage gives policyholders some much needed peace of mind during a difficult time. When extreme weather poses a risk to your classic car, you can move it to a safe location (such as out of state) and store it for up to 180 days on OpenRoad’s dime.
The reimbursement process is straightforward. The policyholder simply provides OpenRoad with receipts related to moving and storing their classic car and they’ll be compensated for the costs, up to $1,500 per incident.
You'll be hard-pressed to find a similar perk from a conventional auto insurance company. And while other classic car insurers offer evacuation expense coverage, they usually charge you extra for it. Not so with OpenRoad, where this benefit comes at no added cost.
OpenRoad Policies Offer Several Perks Beyond Evacuation Expense Coverage
Classic car owners with an OpenRoad policy enjoy more than just evacuation expense reimbursement, of course. Each policy includes all the essentials of standard auto insurance coverage: uninsured motorist coverage, comprehensive and collision insurance, personal injury protection, and medical compensation. But then it goes beyond that, guaranteeing a totaled-vehicle claim payout for the vehicle’s agreed value — determined by you and the insurer based on the car’s true market worth — rather than a depreciated vehicle value.
OpenRoad’s classic car coverage is also superior to standard auto insurance when it comes to fixing minor damage. For instance, its policies specify that repairs should be carried out with OEM parts to ensure the car maintains its authenticity. Moreover, the car’s owner gets to pick the shop that performs the work, so they’ll have the utmost confidence that the job was done right.
Other benefits of an OpenRoad policy include coverage for tools, spare parts, and vehicles under construction as well as lockout reimbursement and zero-deductible windshield replacement.
About Evacuation Expense Coverage
What is it?
Your OpenRoad policy includes Evacuation Expense Coverage, which helps to cover relocation costs when safeguarding your vehicle during a hurricane or other covered events. This program also covers the expenses related to temporarily storing your collector car for up to 180 days. Evacuation Expense Coverage is in addition to our standard Emergency Roadside Support & Towing Reimbursement coverage.
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Agreed Value Coverage
Insuring your ride for what it’s really worth. Coverage for your vehicle based on a predetermined value that takes into account the vehicle’s rarity, condition, and historical significance.
Shop of Choice & OEM Parts
OpenRoad ensures repairs are done right. Enjoy zero deductible windshield replacements as well as repairs performed with OEM parts and at the shop of your choice.
Roadside Reimbursement
Reimbursement for emergency services like towing, lockout support, and evacuation expenses. You can hit the road with confidence knowing you're protected.
Spare Parts & Tools Coverage
Our base policy includes coverage for loss or damages to spare parts as well as for your car cover or car bra from theft, vandalism, or a covered accident.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
Collision Coverage
Covers damage to your vehicle due to a collision with another object, such as another car, a tree, or a guardrail, regardless of who is at fault.
Uninsured & Underinsured
Protects you if you're in an accident with a driver who does not have insurance, or when the at-fault driver has insufficient insurance to cover damages.
Comprehensive Damage
Covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or falling objects.
Personal Injury Coverage
Auto Personal Injury Protection is insurance that pays for medical expenses and, in some cases, other costs resulting from a car accident.
Customer Testimonials
"Better Coverage & Savings!"
OpenRoad was built with one goal in mind; Provide collector vehicle owners great coverage & exceptional service at a fair price. See what other auto enthusiasts are saying!
Customer Testimonials
"Better Coverage & Savings!"
OpenRoad was built with one goal in mind; Provide collector vehicle owners great coverage & exceptional service at a fair price. See what other auto enthusiasts are saying!
Almost half the price as your competitors for equal coverage! | 10/10 NPS Survey
Saved me money with better coverage than Hagerty on my 912. Super easy to get agreed value coverage at good price.
Saved a lot compared to what I was paying.
Saved a bundle and great coverage for my “modern classic” (BMW Convertible)
Great customer service and great prices!!
Very nice people to work with. Easy app and great response to emails. You actually get to talk to someone based in the USA when you call.
Thank you.
Coverage at a price beating the competitors I was considering. Know your car will be in good hands as my GT3 and other stable mates are!
Pricing was 20% lower than their direct competitor for the exact same coverage on multiple vehicles. Thank you, OpenRoad Respectfully, Patrick K. | 10/10 NPS Survey
Great savings and excellent customer care from Justin. Thanks!!!! | 10/10 NPS Survey
You get back to me right away with all your questions and your prices are great! | 10/10 NPS Survey