Auto Liability Protection
How We Compare
How We Compare
The Difference is Clear
Standard & bundled auto insurance coverages are built for daily drivers, not classic and modern collectible vehicles. To them your classic is just another daily driver, exposed to all the added risks of being on the road everyday. And their rates reflect that! We understand the distinction and how you care for your ride. That’s how we can provide the best-in-class insurance rates that we do!
Discover What the Right Coverage Looks Like
Compare our coverage against your standard auto insurance
Discover What the Right Coverage Looks Like
Compare our coverage against your standard auto insurance
Coverages
Uninsured/ Underinsured Motorist
Personal Injury & Medical
Comprehensive & Collision
Collector Vehicle Expert Support
Agreed Value Coverage
Repairs with OEM Parts
Shop of Choice Repairs
Tools & Parts Coverage
Evacuation Expense Coverage
Under Construction Coverage
Roadside Reimbursement
No Deductible Windshield
Limited Fraud Coverage
Standard Insurance
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Coverage Built for Collector Vehicles
OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.
Agreed Value Coverage
Insuring your ride for what it’s really worth. Coverage for your vehicle based on a predetermined value that takes into account the vehicle’s rarity, condition, and historical significance.
Shop of Choice & OEM Parts
OpenRoad ensures repairs are done right. Enjoy zero deductible windshield replacements as well as repairs performed with OEM parts and at the shop of your choice.
Roadside Reimbursement
Reimbursement for emergency services like towing, lockout support, and evacuation expenses. You can hit the road with confidence knowing you're protected.
Spare Parts & Tools Coverage
Our base policy includes coverage for loss or damages to spare parts as well as for your car cover or car bra from theft, vandalism, or a covered accident.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
With All the Standard Protections
You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.
Collision Coverage
Covers damage to your vehicle due to a collision with another object, such as another car, a tree, or a guardrail, regardless of who is at fault.
Uninsured & Underinsured
Protects you if you're in an accident with a driver who does not have insurance, or when the at-fault driver has insufficient insurance to cover damages.
Comprehensive Damage
Covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or falling objects.
Personal Injury Coverage
Auto Personal Injury Protection is insurance that pays for medical expenses and, in some cases, other costs resulting from a car accident.